Once you have arranged the funeral, your Funeral Director will provide you with a written confirmation of the arrangements and an estimate of the price of the funeral. As part of our accounts policy, we ask for a deposit prior to the funeral taking place. This deposit will vary depending on the services you choose to use and is to cover the third-party fees that have to be paid out in order for the funeral to take place. Payment for a funeral can normally be taken from the deceased's bank account or building society if there are sufficient funds when you provide them with an invoice and death certificate.
Funeral Finance options
We also offer flexible finance options through our partner, Funeral Safe, who offer Unsecured loans from £500 to £10,000 with repayment over 12 months to 5 years and are fully authorised and regulated by the FCA.
To check eligibility and look over loan and payment options, please visit our dedicated page here: https://partners.funeralsafe.co.uk/funeral-directors/f-p-gaunt-sons-ltd/
Help with Funeral Costs
If there are insufficient funds for the funeral, you may be eligible for help with the funeral costs from The Department of Work and Pensions.
To qualify for help the applicant (not the deceased) must be in receipt of the following:
- Income Support
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Pension Credit
- Housing Benefit
- The disability or severe disability element of Working Tax Credit
- Child Tax Credit
- Universal Credit
You may also be eligible if you're getting a Support for Mortgage Interest loan. You can still claim Funeral Expenses Payment if you've applied for these benefits and you're waiting to hear about your claim.
A funeral payment will not cover all of the funeral expenses and there is no guarantee of acceptance. If your claim is successful, the payment will be made directly to the Funeral Director.
If you are not in receipt of any of the qualifying benefits then alternatively you may be able to seek help from a charity, please speak to your Funeral Director for more information.
It is important that you are honest and upfront with your Funeral Director so we can try and help you in the most appropriate way and act in your best interest at all times. Any information you choose to provide us with will be treated with the strictest confidence.
Directors:
P. R Gaunt (Dip FD, MBIE)
H. J Share
S. A Meikle-Janney
S. J Gaunt (Dip FAA)
J. S Gaunt
